Store Policy | Pinstripe Life
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STORE POLICY

PRIVACY POLICY

Effective Date: June 1, 2022

 

Last Updated: June 14, 2022

 

Because we care about your privacy, please familiarize yourself with our privacy practices described herein. This Privacy Policy applies to pinstripelife.com (the Pinstripe Life website, hereinafter "Site"). As a consumer, a customer or visitor to our retail stores (if any) or this Site ("you"), you understand and agree that we collect, use and disclose your information in accordance with the terms of this Privacy Policy.

 

This Privacy Policy provides all required notices regarding any personal information we collect. This policy describes how we treat your personal information collected from our Site, direct mail, email or text messages you exchange with us, and from your interactions with our team members or electronic devices in our retail stores, social media pages we control, and our customer service teams.

 

Our Privacy Policy does not apply to any products, services or links offered by other companies or individuals that may be displayed to you on our Site which we do not sell or provide. Our Privacy Policy does not cover the practices of other companies or organizations who advertise our products through third party cookies or other technologies to serve and offer relevant advertisements. We do not control such websites and are not responsible for their contents or the privacy policies or other practices of such websites. Our inclusion of links to such websites does not imply any endorsement of the material on such websites or any association with their operators. These websites and services may have their own privacy policies, which the user will be subject to upon linking to the third party's website. We strongly recommend that you review the third party's terms and policies. If you have any questions about the privacy practices of other websites, you should contact the parties controlling these websites for more information.

 

If you have any questions or comments about this Privacy Policy, please contact us at INFO@PINSTRIPELIFE.COM

 

Personal Information We Collect

  We collect Personal Information defined as any information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a consumer, a household, or device. Personal information does not include information that is publicly available information from government records, de-identified or aggregated consumer information, or other information excluded from the scope of US and state privacy laws. Generally, the types of information we collect are names, postal addresses, email addresses, telephone numbers, account numbers, date of birth, Internet Protocol addresses, age, gender, credit card number, debit card number, browsing and shopping history, search history, shopping preferences, device locations, or such other similar types of information.

 

Personal Information Collected Related to CALIFORNIA RESIDENTS

  During the last twelve (12) months, we have collected the following categories of personal information for a business or commercial purpose from consumers:

  Identifiers (First and last name, postal address, unique personal identifier, Internet Protocol address, email address, account name, telephone numbers, fax numbers, account name, date of birth)

  Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) (A name, address, telephone number, credit card number, debit card number, or any other financial information.)

  Protected classification characteristics under California or federal law (Age and gender)

  Commercial Information (Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies, shopping or product preferences.)

  Internet or other similar network activity (Browsing history (including the browser used, the website you came from or the website you visited next after leaving our Site), search history, shopping cart history, type of device and operating system used to access the Site, information on a consumer's interaction with a website, application, or advertisement.)

  Geolocation data (Physical location or movements, including your location in our retail stores (if any).)

  Inferences drawn from other personal information. (Profile reflecting a person's preferences, behavior, attitudes.)

 

We obtain the categories of personal information listed above from the following categories of sources:

  Directly from You to purchase a product, through forms you complete to create an online account, to sign up for promotional emails (including offers and sales alerts), to participate in one of our promotional sweepstakes, to sign up for promotional mobile text messages, contests, surveys or focus groups, to provide a rating or review on our products, and any information you may provide to us through customer service.

  Indirectly from You through your interactions on our Site such as browsing history, search history, clicking on advertisements or sponsored links. Like many companies, we also collect information through cookies used on our Site.

  From Third Parties such as our business partners, including online advertising networks and companies that co-sponsor our promotions; from social media platforms, including but not limited to Facebook, Twitter, YouTube, Pinterest and Instagram; from companies that provide information to supplement what we already know about you, or to assist us in providing transactions and services to you such as customer services, and payment processing.

 

How We Use Personal Information We Collect

  We collect and use your personal information for a variety of business purposes, including to provide the products and services that you request, to communicate with you about them, and to do all things necessary to administer our Site, products and services, and manage, protect and improve them. We may also use your personal information to help us administer surveys, polls, sweepstakes, contests, loyalty programs, and other promotional events. In greater detail, we may use or disclose the personal information we collect for one or more of the following purposes:

  To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our products or services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.

  To provide, support, personalize, and develop our Website, products, and services.

  To create, maintain, customize, and secure your account with us.

  To process your requests, purchases, transactions, and payments and prevent transactional fraud.

  To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses.

  To personalize your Website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our Website, third-party sites, and via email or text message.

  To communicate with you via mobile text messages in order to send promotional materials such as promotions and new product launches. We also use this information to understand how you interact with our communications with you.

  To help maintain the safety, security, and integrity of our Website, products and services, databases and other technology assets, and business.

  For testing, research, analysis, and product development, including to develop and improve our Website, products, and services.

  To respond to law enforcement requests and as required by applicable law, treaty, regulation, subpoena, court order, or by a government entity.

  To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our consumers is among the assets transferred.

  To disclose to third parties if we have reason to believe that disclosing such information is necessary to conduct investigations of possible breaches of law, to cooperate in any legal investigation, or to identify, contact, or bring legal action against someone who may be violating any agreement with us or our Terms of Use found on our Sites.

  For additional purposes permitted by law for which we may notify you.

 

We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.

 

Selling and/or Sharing Personal Information

  Please note that we never sell your personal information for monetary compensation. We may, however, share some information with third parties for purposes such as improving our services to you, providing information about products or special offers, and to provide targeted advertising. We do not share your personal information with third parties for such third parties' direct marketing purposes without your prior express written permission. We share your personal information with data aggregators, advertising networks, data analytics providers, social media networks, and service providers who may provide the following types of services:

  Certain promotional and marketing programs for our brands and products

  Ensuring the security and integrity of our Site

  Correcting technical problems and malfunctions on our Site

  Processing payments

  Providing services or precautions against liability

  Facilitating contact and requests between us and the consumer

 

Your Privacy Rights and Choices

  You may have certain rights relating to your Personal Information, subject to your local data protection laws. Whenever you choose to be a visitor at our Site, we provide you with choices about how we use your Personal Information collected through cookies (please see our Cookie Preferences, below). If you have any questions about these choices or your rights, please reach out to us as specified in the Contact Information section.

 

Cookie Preferences. A cookie is a small piece of data (text file) that a website – when visited by a user – asks your browser to store on your device in order to remember information about you, such as your language preference or login information. Those cookies are set by us and called first-party cookies. We also use third-party cookies – which are cookies from a domain different than the domain of the website you are visiting – for our advertising and marketing efforts. If you would like to opt out of being tracked by the cookies used on our site we control, please visit our website and select Advanced Cookie Options (or a similarly named button) on the pop up banner at the bottom or side of your screen. Please note we cannot make this decision for you as the preferences must be submitted to us through your browser.

 

We also encourage you to explore your settings regarding your browsers, mobile devices, social media accounts, and email choices:

  Internet Browsers. Your internet browser may offer settings relating to cookies, pixel tags, Flash cookies, and other similar technologies. We encourage to you to visit your browser’s settings menu to learn about your options to limit tracking when using your browser.

  Mobile Devices. Your mobile device may offer settings relating to cookies, pixel tags, Flash cookies, and other similar technologies. We encourage to you to visit your device’s help menu to learn about your options to limit tracking when using your device.

  Social Media Platforms and Networks. We encourage you to out sharing information from those platforms and networks with us.

  Email Marketing. You can opt-out of receiving marketing emails from us by clicking the "unsubscribe" link at the bottom of our marketing emails or send us a return email asking to be omitted from future email distributions. Please note that even if you opt out of receiving certain marketing emails, you may still receive other transactional or legal communications from us, such as customer service messages, messages about your account or transactions with us, notices about our policies and terms, and emails responding to your communications with us or requests for information that we receive from you.

 

Your Privacy Rights and Choices Related to CALIFORNIA RESIDENTS

  Under the California Consumer Privacy Act, California residents have specific rights regarding their personal information. This section describes the rights of California residents greater detail below. (To exercise these rights, please see the EXERCISING YOUR RIGHTS RELATED TO CALIFORNIA RESIDENTS section.)

  Right to Access to Specific Information. You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

  The categories of personal information we collected about you.

  The categories of sources for the personal information we collected about you.

  Our business or commercial purpose for collecting or selling that personal information.

  The categories of third parties with whom we share that personal information.

  The specific pieces of personal information we collected about you (also called a data portability request).

  If we sold your personal information, we will disclose what categories of personal information the recipient obtained.

   If we disclosed your personal information for a business purpose, we will identify the type of recipient, as well as the categories of personal information the recipient obtained.

 

Right to Request Deletion of Information. You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

 

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

  Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, or otherwise perform our contract with you.

  Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.

  Comply with a legal obligation.

  Make any other internal and/or lawful uses of that information.

 

Right to Non-Discrimination

  We will not discriminate against you because you exercised your California Consumer Privacy Act rights. However, we may offer you certain financial incentives permitted by law that can result in different prices, rates, or discounts if you provide certain pieces of information such as an email address. Any permitted financial incentive we offer will reasonably relate to your personal information's value and contain written terms that describe the program's material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

 

Right to Opt Out of Sales

  If you are 16 years of age or older, you have the right to direct us to not sell your personal information at any time (the "right to opt-out"). Again, please note we do not sell any personal information regardless of age for monetary compensation, but may share the information as discussed in the Selling and/or Sharing Personal Information section. We do not sell or share the personal information of consumers we actually know are less than 16 years of age, unless we receive affirmative authorization (the "right to opt-in") from either the consumer who is at least 13 but not yet 16 years of age, or the parent or guardian of a consumer less than 13 years of age. Consumers who opt-in to personal information sales may opt-out of future sales at any time.

 

Exercising Personal Information Rights Related to CALIFORNIA RESIDENTS

  If you are a California resident, in order to exercise your right to access specific information or your right to request deletion of information, please submit a verifiable consumer request to us by sending an email to: INFO@PINSTRIPELIFE.COM, Subject Line: California Personal Information Rights.

  Only you, or your legally authorized agent, may make a verifiable consumer request related to your personal information or the information of your minor child. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s valid government-issued identification, and the authorized agent’s valid government issued identification.

  You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

  Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative, which includes:

   Verifying your email address.

   Verifying your password protected account information through an already established account you have with our Sites.

   Describe your request with sufficient detail that allows us to properly understand, assess, and respond to it.

 

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

  Making a verifiable consumer request does not require you to create an account with us.

  We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

  If you are a California resident, in order to exercise your right to opt out of sales, you or your authorized agent may submit a request to us by sending an email to: INFO@PINSTRIPELIFE.COM, Subject Line: DO NOT SELL MY PERSONAL INFORMATION, and include your Full Name, email address, and the details of your request.

  Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back in to personal information sales at any time.

  You do not need to create an account with us to exercise your sales opt-out rights. We will only use personal information provided in an opt-out request to review and comply with the request.

  Please note that by submitting this request to opt out of sales, we may be unable to provide you with any of the services listed in the Selling and/or Sharing Personal Information section above.

 

Children's Privacy

  We are committed to protecting the privacy needs of children and we encourage parents and guardians to take an active role in their children's online activities and interests. We do not knowingly collect information from children under the age of 13 and we do not target our websites to children under 13. The United States Children's Online Privacy Protection Act went into effect on April 21st, 2000. In order to comply with that law, we will not knowingly process any data that was submitted to us by a visitor who is under 13 years of age.

 

Changes to Privacy Policy

  We reserve the right to change or replace this Privacy Policy at our sole discretion at any time. In the event our Privacy Policy should materially change, we will generally notify our users by revising the effective date of the policy and/or posting a notice of such change in a separate section of this Privacy Policy. Your continued use of any of our Site following the posting of changes to our Privacy Policy means you accept those changes.

 

Contact Information

  If you have any questions or comments about this notice, the ways in which we collect and use your information described here, and your choices and rights regarding such use, please do not hesitate to contact us at INFO@PINSTRIPELIFE.COM

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TERMS OF USE

PLEASE READ CAREFULLY, AS THESE ARE THE TERMS AND CONDITIONS THAT YOU AGREE TO BE BOUND BY AND THAT GOVERN YOUR USE OF THE pinstripelife.com WEBSITE.

The content, services, and other items and materials available on the pinstripelife.com website as well as the mobile applications and/or services facilitating connection to mobile-enhanced versions or portions of the pinstripelife.com website (collectively, the "Site") are provided by or for PA2K, LLC, its parent company and/or affiliates (collectively, "Pinstripe Life") and are subject to the following terms and conditions, Pinstripe Life's Privacy Policy and any other terms and conditions issued or published by Pinstripe Life that may be contained in or accessed via the Site, all of which are incorporated into, included within and made a part of these terms and conditions and collectively referred to herein as the "Terms".

 

1. Eligibility and Acceptance of Terms. The Site is neither intended nor designed for children under the age of 13. By accessing or using the Site you represent and warrant that you are at least age 18 or the minimum legal age to enter into an enforceable contract in your resident jurisdiction. If you are under the age of 18, but at least the age of 13, then you represent, warrant and confirm that you possess the legal consent of your parent or legal guardian to access and use the Site. By accessing or using the Site, including, without limitation, by purchasing a product or service via the Site or by submitting, posting, uploading or otherwise transmitting or making available any visual material, link, text, audio, video, information, code, comment or other content or material on or to the Site, you are acknowledging that you have read, understand, and agree, without limitation or qualification, to be bound by these Terms and any revisions thereto. If you are a parent or legal guardian agreeing to these Terms for the benefit of a child the age of 13 or older, then you represent, warrant and confirm that you have reviewed and consent to these Terms and accept full responsibility for your child's use of the Site, including but not limited to all financial obligations, charges and other liabilities that your child may incur in connection with the use of the Site.

  IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE PROHIBITED FROM ACCESSING OR USING THE SITE IN ANY MANNER WHATSOEVER AND YOU ARE HEREBY INSTRUCTED TO LEAVE THE SITE IMMEDIATELY.

  If you accept or agree to these Terms on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that company or entity to these Terms and, in such instance, "you" and "your" will refer and apply to that company or entity. To the extent you do not have such authority, you are prohibited from accessing or using the Site in any manner whatsoever and you are hereby instructed to leave the Site immediately.

2. Additional Terms and Conditions. Certain areas of the Site, including but not limited to the areas of the Site via which you may purchase Pinstripe Life products, may require you to accept additional terms and conditions (collectively, the "Additional Terms"). If there is a conflict between these Terms and any such Additional Terms, the Additional Terms will govern with respect to your use of or access to that area or function of the Site. If there are no Additional Terms, your use of or access to that area or function of the Site will be governed by these Terms.

3. Access and Use of Site. Subject to your full and continuing compliance with these Terms and any Additional Terms, Pinstripe Life grants you a limited, non-exclusive, non-transferable license (with no right to sublicense) to access and use the Site. You agree not to use, copy, adapt, modify, reproduce, republish, disseminate, prepare derivative works based upon, distribute, license, sell, transfer, publicly display or perform, transmit, stream, broadcast or otherwise exploit the Site or the content on or within the Site, except for informational or personal, non-commercial uses or as expressly authorized by Pinstripe Life herein. Pinstripe Life has no obligation to continue to maintain or support the Site in any way, or to provide updates or error corrections to the Site. Your rights under these Terms will terminate immediately and automatically, with or without notice and in Pinstripe Life's sole discretion, if Pinstripe Life ceases to maintain or support the Site. Pinstripe Life reserves the right to suspend, restrict and/or revoke your access to and use of the Site at any time, with or without cause. You acknowledge that Pinstripe Life has no obligation to monitor your access to or use of the Site or to review or modify any Content (as defined below), but may do so in its sole discretion for the purpose of operating the Site, to ensure compliance with these Terms, or to comply with any applicable law, regulation, requirement or standard.

4. Social Media Sites. You may be able to access the Site via third party social media platforms such as Facebook or Instagram (collectively, "Pinstripe Life Social Media"). By accessing Pinstripe Life Social Media or the Site through Pinstripe Life Social Media, Pinstripe Life or the third party(ies) operating the Pinstripe Life Social Media may ask you to authenticate or register with such third party sites. During that process, Pinstripe Life Social Media operators may provide Pinstripe Life with access to certain information you have provided to them, and Pinstripe Life will use, store, process and disclose such information in accordance with its Privacy Policy. The practices, methods and manners via which Pinstripe Life Social Media uses, stores, processes and/or discloses your information is governed exclusively by the operators of such sites, and Pinstripe Life has no liability or responsibility for the data security or privacy practices or other actions of any operators of Pinstripe Life Social Media. Further Pinstripe Life has no liability or responsibility for the completeness, accuracy or availability of any information, data, content, products, services, statements or comments made available via Pinstripe Life Social Media, and Pinstripe Life will not be liable for any claims, damages or losses resulting, directly or indirectly, from your use of Pinstripe Life Social Media. You are solely responsible for all of your communications and interactions with other users of the Site or Pinstripe Life Social Media and other individuals or entities with whom you communicate or interact as a result of your use of the Site or Pinstripe Life Social Media.

5. Pinstripe Life Intellectual Property. The Site, its look and feel, and the logos, icons, graphics, insignia, names, marks, features, functions, text, graphics, button icons, phrases, images, audio or video clips or content, data compilations, software, designs or similar items contained on or within the Site and/or the compilation or organization thereof constitute the trade names, trademarks or service marks (registered or unregistered), copyrights, or other intellectual property, proprietary or publicity rights of Pinstripe Life and/or its subsidiaries or affiliates (collectively, the "Pinstripe Life IP"). The Site and the Pinstripe Life IP are protected by trademark, copyright and/or other laws of the United States and foreign countries. Except as expressly provided in these Terms, Pinstripe Life own all right, title and interest in and to the Site and the content therein, including all associated intellectual property and proprietary rights, and to all Pinstripe Life IP. You agree not to remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices on, within or about the Site or Pinstripe Life Social Media. In addition, you agree not to: (i) use, display, mirror or frame the Site or any of the pages or elements on or within the Site, Pinstripe Life's name, any Pinstripe Life IP, or the layout and design of any page on the Site or portion thereof, without Pinstripe Life's express written consent; or (ii) use any metadata utilizing any Pinstripe Life IP or other Pinstripe Life branding, uniform resource locators (URLs) or product names without Pinstripe Life's express written consent. You acknowledge that the use of Pinstripe Life IP on the Site or Pinstripe Life Social Media is not a license, express or implied, for you or any third party to in any way use Pinstripe Life IP. The use of Pinstripe Life IP, except as provided in these Terms, is prohibited, and you are not permitted to copy, reproduce, republish or disseminate any Pinstripe Life IP without Pinstripe Life's prior written approval. No licenses or rights are granted to you by implication or otherwise under any intellectual property or proprietary rights owned or controlled by Pinstripe Life, except for the licenses and rights expressly granted in these Terms. Pinstripe Life reserves all rights in and to the Pinstripe Life IP, the Site and the Site's content, functionality and services not expressly granted in these Terms.

6. Copyright Infringement. Pinstripe Life respects copyright and related laws and expects users of the Site to likewise respect such laws. Pinstripe Life may terminate the rights of users of the Site that infringe or are believed to have infringed the rights of copyright holders. If you believe that copyrighted materials have been copied in a way that constitutes copyright infringement, please send an e-mail or written notice to Pinstripe Life's Designated Agent for notices of infringement and provide the following information:

  A physical or electronic signature of a person authorized to act on behalf of the owner of the copyright interest that you claim is infringed;

  Identification of the copyrighted work(s) that you claim has been infringed;

  A description of the material that you claim is infringing and the location of that material on the Site;

  Your address, telephone number and email address;

  A statement by you that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

  A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

  Pinstripe Life's Designated Agent for notice for claims of copyright infringement is:

  Marcus & Myers, P.A.

  6150 Metrowest Boulevard, Suite 208

  Orlando, FL 32835

  copyrights@pinstripelife.com; Subject Line: Copyright Infringement

  NOTE: THE ABOVE CONTACT INFORMATION IS PROVIDED EXCLUSIVELY FOR NOTIFYING PINSTRIPE LIFE THAT COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. ALL OTHER INQUIRIES WILL NOT RECEIVE A RESPONSE THROUGH THIS PROCESS AND SHOULD BE DIRECTED TO PINSTRIPE LIFE'S CUSTOMER SERVICE DEPARTMENT VIA EMAIL TO INFO@PINSTRIPELIFE.COM.

7. Products and Orders. The inclusion, listing, display and/or advertisement of any products or services on the Site do not warrant that these products or services will be available at any particular time. Such products or services may be unavailable, may have different characteristics or attributes than those set forth on the Site, or may have a different selling price than that listed on the Site. The color of products shown on the Site is dependent in part on your computer system, and Pinstripe Life does not guarantee the accurate display of product colors. Pinstripe Life endeavors to describe its products and services on the Site as accurately as possible. However, nothing contained in these Terms constitutes a representation or warranty with respect to any content, services or products and Pinstripe Life does not guarantee the accuracy, completeness or utility of any content or product or services descriptions. Pinstripe Life may make changes to product pricing, product availability or other product or service information without notice and in its sole discretion, and Pinstripe Life reserves the right, in its sole discretion and without notice, to limit the quantity of a particular product or service that may be ordered, to reject any order, to cancel any order even if already submitted, and/or to require additional information or verifications prior to acceptance or shipment. Regarding the shipment of products, title and risk of loss for the products you purchase via the Site transfers to you upon Pinstripe Life's tender of the products to the applicable carrier and you are responsible for filing any claims related to lost or damaged products with such carrier. It is your responsibility to comply with all applicable laws and regulations regarding the receipt, possession, use and sale of products or services purchased via the Site and by placing an order for products or services via the Site you represent that the products or services you purchase will only be used lawfully. Pinstripe Life does not allow children to purchase products or services from the Site and only sells products or services via the Site to individuals age 18 or older. All orders for products or services made via the Site are subject to acceptance by Pinstripe Life. The products and services available on the Site are for personal use only and you are not permitted to sell or resell the products or services you purchase or otherwise receive from Pinstripe Life.

8. User-Submitted Content and Feedback. By submitting, posting, uploading or otherwise transmitting or making available on or to the Site or Pinstripe Life Social Media: (i) any photograph, image, graphic, visual material, link, text, music, audio, video, information, code, comment or other content or material (collectively, "Content"); or (ii) any feedback, ideas, reviews or suggestions for improvement regarding the Site or Pinstripe Life's products or services (collectively, "Feedback"), you hereby agree to, acknowledge and understand as follows and hereby grant the following rights and permissions to Pinstripe Life and Pinstripe Life's parent company, affiliates, subsidiaries, licensees, successors and/or assigns, and to each of Pinstripe Life's and such entities' managers, officers, employees, agents and representatives, and those acting with their authority and permission (collectively, "Affiliates") with respect to any of your Content or Feedback, regardless of the form or method you choose to submit any such Content or Feedback:

a. Submission of Content and Feedback is Voluntary. Your submission, posting, uploading and/or other transmittal of Content or Feedback to the Site or any "Pinstripe Life Social Media" is entirely voluntary;

b. Use of Content. Unless otherwise agreed separately in writing, Pinstripe Life does not claim any ownership rights in your Content and nothing in these Terms will be deemed to restrict any rights that you may have to use and exploit your Content; provided, however, that by submitting, posting, uploading or otherwise transmitting or making available any Content through the Site or Pinstripe Life Social Media, you hereby grant to Pinstripe Life a worldwide, irrevocable, perpetual, non-exclusive, transferable, royalty-free license (with the right to sublicense) to use, copy, modify, adapt, distribute, reference, store, reproduce, cache, license, sell, transfer, publicly display or perform, prepare derivative works based upon, transmit, stream, broadcast, combine with other materials and/or otherwise exploit such Content on and through the Site, Pinstripe Life Social Media or any other distribution channels, including but not limited to any third-party distribution channels selected by, but not affiliated with, Pinstripe Life, which may include viral distribution of your Content, in any form, medium or technology now known or later invented or developed, in whole or in part, for any purposes, including for both commercial and non-commercial purposes. You also hereby grant each user of the Site and/or Pinstripe Life Social Media a non-exclusive license to access your Content through the Site and/or Pinstripe Life Social Media, and to use, reproduce, distribute and display such Content as permitted through the functionality of the Site and/or Pinstripe Life Social Media. You hereby waive any and all claims that you may have now or may hereafter have in any jurisdiction to so-called "moral rights" or "droit moral" with respect to your Content, and to the results and proceeds thereof as well as any requirement that your name be used in connection with your Content.

c. No Compensation for Content or Feedback. You agree that neither Pinstripe Life nor any Pinstripe Life Social Media nor any third party distribution channels have any obligation to provide any compensation to you for your Content, your Feedback or the licenses granted herein, and that your appearance in any Content confers upon you no rights to receive compensation of any kind. Further, you agree to pay all royalties, fees and other funds owing to any person by reason of any use of your Content;

d. Representations & Warranties. You acknowledge and agree that you are solely responsible for all of your Content and Feedback and you warrant and represent that (i) you are the sole owner and/or author of your Content and Feedback and have the right to disclose the Content and Feedback and grant to Pinstripe Life and its Affiliates the rights to your Content and Feedback granted hereunder; (ii) your Content and Feedback are original and neither infringes, misappropriates or otherwise violates the copyright, trademark, intellectual property, proprietary, publicity, privacy or other rights of any third party or violates any applicable law or regulation; (iii) neither your Content nor Feedback encourages any conduct that would violate any applicable law or regulation or would give rise to civil liability, and the posting or publishing of such Content or Feedback will not result in a breach of any contract between you and a third party; (iv) neither your Content nor Feedback is fraudulent, false, misleading or deceptive, nor is it defamatory, vulgar or offensive; (v) neither your Content nor Feedback promotes racism or unlawful discrimination or harassment, is violent or threatening, or promotes unlawful or harmful activities or substances. With respect to any Content or Feedback containing the intellectual property, image, name, likeness, appearance, or other identifying characteristics of any entities or individuals other than you, you have obtained any and all permissions, consents and approvals from such entities or individuals necessary to grant the rights granted to Pinstripe Life & Affiliates hereunder;

e. Release of Pinstripe Life and Affiliates. You hereby release, discharge, and agree to hold harmless Pinstripe Life and its Affiliates from: (i) any liability by virtue of any modification, blurring, distortion, alteration, or use in composite form, whether intentional or otherwise, that may occur or be produced in the receipt or transfer of any of your Content or Feedback or in any subsequent processing of it, as well as any use or publication of it, including without limitation any claims for libel or violation of any right of publicity or privacy; and (ii) any claim or liability for any alleged or actual infringements of any intellectual property rights, proprietary rights, rights of privacy and publicity, moral rights, or rights of attribution in connection with any of your Content or Feedback. You understand that your release extends to claims that you do not know or do not expect to exist at the time of agreeing to this release, and you hereby waive the protections of California Civil Code Section 1542, which states as follows: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.

f. No Obligation to Evaluate or Use Content or Feedback. You acknowledge and agree that Pinstripe Life has no obligation to actually use any Content or Feedback. Moreover, Pinstripe Life is not responsible for examining or evaluating Content or Feedback, nor does Pinstripe Life assume any responsibility or liability for any Content or Feedback, including without limitation, for any errors or omissions in any Content or Feedback or for any loss or damage of any kind incurred by you as a result of the use of any Content or Feedback submitted, posted, uploaded or otherwise transmitted or made available via the Site and/or Pinstripe Life Social Media. Pinstripe Life does not guarantee the accuracy, integrity or quality of any Content. You understand that by using the Site, you may be exposed to Content or Feedback that is offensive, indecent or objectionable to you. In addition, you acknowledge that Pinstripe Life neither endorses nor is responsible for the accuracy or reliability of any third party comment, opinion or statement on the Site or Pinstripe Life Social Media and Pinstripe Life has no obligation to modify or remove any such comments, opinions or statements.

g. No Confidentiality. You acknowledge that Pinstripe Life does not agree to maintain the confidentiality of any Content or Feedback, even if the documents or information comprising the Content or Feedback is marked as confidential or you otherwise indicate the confidential nature of the Content or Feedback, except to the extent there is a separate, written confidentiality agreement executed by Pinstripe Life encompassing the Content or Feedback.

h. Removal of Content. You acknowledge that Pinstripe Life may, at any time and without prior notice, remove or restrict access to any Content, including but not limited to any Content that Pinstripe Life considers, in its sole discretion, to be objectionable for any reason, in violation of these Terms, or otherwise harmful to the Site, Pinstripe Life Social Media or the Pinstripe Life brand. If you wish to remove or delete your Content on the Site, please contact us by email at INFO@PINSTRIPELIFE.COM and include the following information in your deletion request: first name, last name, user name/screen name (if applicable), email address associated with the Site, your reason for deleting the posting, and date(s) of posting(s) you wish to delete (if you have it).

  Pinstripe Life may not be able to process your deletion request if you are unable to provide such information. You should allow up to at least 10 business days to process your removal request.

i. Feedback. You acknowledge and recognize that Pinstripe Life has a variety of established product lines, is continually developing new products and/or services, and may currently or in the future be internally developing ideas or information or receiving ideas or information from others that are likely to be similar to your Feedback. Nothing in these Terms will be construed as a representation or inference that Pinstripe Life will not independently develop or authorize the development of products, services, ideas or concepts that may compete with or be similar to your Feedback. Pinstripe Life assumes no fiduciary obligation of any kind with respect to any Feedback that relates to the Site, Pinstripe Life Social Media or Pinstripe Life's products or services. You also acknowledge and agree that Pinstripe Life's willingness to review any Feedback is not an admission by Pinstripe Life of the novelty, priority, or originality of such Feedback and does not restrict or impair Pinstripe Life's right to contest or oppose existing or future intellectual property, proprietary or other rights, applications or registrations claiming the ideas. You agree that Pinstripe Life assumes no liability in or for your Feedback. You acknowledge and agree that all Feedback will be the sole and exclusive property of Pinstripe Life and you hereby irrevocably assign to Pinstripe Life all of your right, title, and interest in and to all Feedback, including any intellectual property, proprietary or other rights therein.

9. Links. The Site may contain hyperlinks ("links") to third party websites and online resources. These links are provided for your convenience and for informational purposes only and do not imply Pinstripe Life's endorsement of such websites or resources or the content, products, or services available from such websites or resources. These third party websites and resources are neither controlled by nor monitored by Pinstripe Life, and Pinstripe Life is not responsible or liable for either the availability or accuracy of such websites or resources or the content, products, or services on or available from such websites or resources. Pinstripe Life makes no warranties or representations regarding the information contained on these websites or resources and any use or connection to these websites or resources is made at your own risk. You acknowledge that by accessing such third party links you may be exposed to content that is offensive, harmful, inaccurate or otherwise inappropriate. All links to the Site not provided by Pinstripe Life must be approved in advance and in writing by Pinstripe Life.

10. User Accounts. To access or use certain areas or functions of the Site you may be required to register and create an account ("Account"). During this process you will be required to provide certain information and establish log-in credentials. You agree to provide accurate and complete information during this process and at all other times when you use the Site, and you also agree to update such information. Pinstripe Life reserves the right, in its sole discretion, to refuse to establish or maintain Accounts for, or provide products or services to, any individual or entity. Pinstripe Life also reserves the right to suspend or terminate your Account, in its sole discretion and without prior notice to you, if any information you provide is inaccurate or incomplete, if you otherwise breach any of these Terms or any Additional Terms. Pinstripe Life may also refer any information on illegal activities, including your identity, to law enforcement authorities. Pinstripe Life cannot guarantee the security of your Account or the personal or other information you provide in connection therewith or otherwise, nor can Pinstripe Life guarantee that its security measures will prevent third party intrusions or "hackers" from accessing your personal or other information. You are responsible for safeguarding your Account password, you agree not to disclose your password or other credentials to any third party, and you agree to take sole responsibility for any activities or actions under your Account, whether or not you have authorized such activities or actions, and to accept any and all risks of unauthorized access to your Account or your personal or other information. You will immediately notify Pinstripe Life of any unauthorized use of your Account. You may cancel your Account at any time by contacting Pinstripe Life at INFO@PINSTRIPELIFE.COM.

11. Privacy. Pinstripe Life's Privacy Policy contains information concerning Pinstripe Life's collection and use of your personal information.

12. No Liability for Pinstripe Life. BY ACCESSING AND/OR USING THE SITE, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE USING THE SITE SOLELY AT YOUR OWN RISK AND THAT IN NO CIRCUMSTANCES WILL PINSTRIPE LIFE OR ITS AFFILIATES BE LIABLE FOR ANY LOSSES OR DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, RELIANCE, SPECIAL, EXEMPLARY OR OTHER DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, LOSS OF GOODWILL, LOSS OF REPUTATION, COST OF COVER DAMAGES, SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTEM FAILURE, OR INTANGIBLE LOSSES OF ANY KIND, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT PINSTRIPE LIFE OR ITS AFFILIATES HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE AND EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE), COSTS OR EXPENSES OF ANY KIND (INCLUDING ATTORNEYS' FEES), THAT MAY ARISE DIRECTLY OR INDIRECTLY IN CONNECTION WITH YOUR ACCESS OR USE OF THE SITE, PINSTRIPE LIFE SOCIAL MEDIA OR PINSTRIPE LIFE PRODUCTS OR SERVICES, REGARDLESS OF WHETHER ANY SUCH LOSSES OR DAMAGES STEM FROM CONTRACT, TORT AND/OR EQUITABLE CLAIMS AND REGARDLESS OF WHETHER ANY SUCH LOSSES OR DAMAGES ARE CAUSED OR CONTRIBUTED TO BY THE ACTIONS (NEGLIGENT OR OTHERWISE) OF PINSTRIPE LIFE OR ITS AFFILIATES. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NEITHER PINSTRIPE LIFE NOR ITS AFFILIATES WILL UNDER ANY CIRCUMSTANCES BE LIABLE FOR ANY CLAIMS, LOSSES OR DAMAGES RESULTING FROM OR RELATING TO: (1) ANY LOSS OR DAMAGE TO DATA, SOFTWARE OR HARDWARE ASSOCIATED WITH YOUR USE OF THE SITE; (2) ANY DELAY OR INABILITY TO ACCESS OR USE THE SITE OR ANY LINKS OR CONNECTIONS THERETO; (3) ANY TRANSMISSION DEFECTS, VIRUSES OR SIMILAR EVENTS; OR (4) THE UPLOADING OR DOWNLOADING OF ANY MATERIAL OR INFORMATION TO OR FROM THE SITE.

  IF YOU HAVE A DISPUTE WITH PINSTRIPE LIFE OR ARE DISSATISFIED WITH THE SITE, TERMINATION OF YOUR USE OF THE SITE IS YOUR SOLE REMEDY AND, IN SUCH INSTANCE, NEITHER PINSTRIPE LIFE NOR ITS AFFILIATES WILL HAVE ANY OTHER LIABILITY OR RESPONSIBILITY TO YOU.

  NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THESE TERMS OR ELSEWHERE, IN NO EVENT WILL PINSTRIPE LIFE AND/OR ITS AFFILIATES' AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SITE EXCEED THE GREATER OF: (1) THE PURCHASE PRICE FOR THE PRODUCT AT ISSUE, IF APPLICABLE; OR (2) FIFTY DOLLARS ($50). MOREOVER, UNDER NO CIRCUMSTANCES WILL PINSTRIPE LIFE & AFFILIATES BE LIABLE FOR ANY DELAY OR PERFORMANCE FAILURE RESULTING DIRECTLY OR INDIRECTLY FROM ACTS OR FORCES OF NATURE OR OTHER CAUSES BEYOND THEIR REASONABLE CONTROL.

  THE FOREGOING LIMITATIONS OF LIABILITY WILL SURVIVE ANY TERMINATION OR EXPIRATION OF THESE TERMS AND WILL APPLY EVEN IF ANY LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

13. No Warranties. THE SITE AND THE CONTENT THEREIN ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE. PINSTRIPE LIFE AND ITS AFFILIATES DISCLAIM ANY AND ALL WARRANTIES AND REPRESENTATIONS, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTIBILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. PINSTRIPE LIFE AND ITS AFFILIATES ALSO DO NOT MAKE AND EXPRESSLY DISCLAIM ANY WARRANTIES: (1) THAT THE SITE OR THE INFORMATION OR CONTENT CONTAINED HEREIN WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS; (2) THAT THE SITE IS FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MATERIAL; (3) AS TO THE SITE'S ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS; (4) THAT PINSTRIPE LIFE WILL CONTINUE TO OFFER OR MAKE AVAILABLE THE SITE; OR (5) REGARDING THE QUALITY OF ANY PRODUCTS, SERVICES OR CONTENT PURCHASED OR OBTAINED THROUGH THE SITE OR THE ACCURACY, TIMELINESS, TRUTHFULNESS, COMPLETENESS OR RELIABILITY OF ANY CONTENT OBTAINED THROUGH THE SITE.

  CERTAIN STATE LAWS DO NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES AND MAY NOT PERMIT CERTAIN LIMITATIONS ON LIABILITY, AND IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE FOREGOING DISCLAIMERS, EXCLUSIONS AND/OR LIMITATIONS MAY NOT APPLY TO YOU. HOWEVER YOU AGREE THAT PINSTRIPE LIFE AND ITS AFFILIATES' AGGREGATE LIABILITY TO YOU WILL BE LIMITED TO FULLEST EXTENT PERMITTED BY LAW.

  PINSTRIPE LIFE RESERVES THE RIGHT TO CHANGE OR UPDATE THE SITE WITHOUT NOTICE TO YOU AND NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM PINSTRIPE LIFE OR ITS AFFILIATES OR THROUGH THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

14. Indemnity. By accessing and/or using the Site, you agree to defend, indemnify and hold harmless Pinstripe Life and its Affiliates from and against any and all losses, claims, damages, costs and expenses (including attorneys' fees) that Pinstripe Life and/or Affiliates may become obligated to pay as a result of your access and/or use of the Site (including but not limited to any of your Content or Feedback), your negligence, your breach of or failure to comply with these Terms or any Additional Terms, your violation of the rights of any person or entity and/or your use of any products or services purchased or obtained via the Site. Pinstripe Life and its Affiliates reserves the right to assume or participate, at your sole expense, in the investigation, settlement and/or defense of any such claim and you agree to cooperate with Pinstripe Life's defense of any such claim.

15. Additional User Restrictions. In addition to any other restrictions or prohibitions contained herein, you agree not to do any of the following:

  store in any information retrieval system, transfer, publish, distribute, display to others, broadcast, sell, or sublicense the Site, its contents or any portion thereof;

  remove, interfere with or disable any functionality in the Site;

  use any meta tags, hidden text, robots, spiders, crawlers, scrapers or other automated mechanisms to access the Site or any content therein for any purpose without Pinstripe Life's express written permission;

  decompile, disassemble, create or attempt to create, by reverse engineering or otherwise, the source code or any other code accessible as part of the Site, or modify, reverse engineer or create any derivative works based upon the Site or any content therein;

  use, copy or otherwise access any restricted or private area of the Site or any data, content or materials contained in any such area of the Site;

  circumvent, breach, or attempt to circumvent or breach any security or authentication measures designed to control access to the Site or in any way obtain or attempt to obtain unauthorized access to or use of any elements or portion of the Site;

  log into or otherwise access an Account that you are not authorized to access;

attempt to probe, scan or test the vulnerability of a system or network related to or connected with the Site;

  use the Site to infringe the intellectual property or proprietary rights of others;

  use the Site or make any attempt to penetrate, modify or manipulate the Site or any of Pinstripe Life's systems, hardware or software to invade the privacy of, obtain the identity of, or obtain any personal information about any third party;

  attempt to access, interfere with service to, or disrupt the Site or any Site user, host or network, including without limitation, by submitting any harmful code, trojan horse, worm or virus to the Site, any denial of service attack, overloading, "spimming", "spamming", or attempted crashing of the Site or the systems, networks, software or hardware used in providing the Site;

  "spoof" or otherwise impersonate any individual or entity, or forge, delete or alter any part of TCP/IP packet header information in any e-mail or other posting;

  collect or store any personally identifiable information from the Site from other users of the Site without their express permission;

  impersonate or misrepresent your affiliation with any person or entity;

  facilitate or coordinate commercial activities and/or sales via or involving the Site without Pinstripe Life's prior consent, including but not limited to sweepstakes or other contests, advertising, barter, or pyramid schemes;

  posting, submitting or otherwise using a photograph of any individual without their consent or, in the case of individuals under age 18, parental consent;

  violate any applicable law, regulation, requirement or standard in your access or use of the Site; or

  encourage or enable any other individual or entity to do any of the foregoing.

16. Mobile Service Providers. To facilitate your connection to mobile-enhanced versions or portions of the Site, you must possess a mobile device that is compatible with the Site and/or such versions or portions thereof. Pinstripe Life does not warrant that the Site or such mobile-enhanced versions or portions of the Site will be compatible with your mobile device. In addition, you acknowledge that you may be obligated to pay certain fees or charges for the use of your mobile device to access or use the Site or for your access or use of such mobile-enhanced versions or portions of the Site, including but not limited to any messaging, data or other charges by your mobile service provider. You are hereby advised to check with your mobile service provider to determine the nature and amount of any such fees and charges. Further, your mobile service provider may restrict your ability to download, install or otherwise use the Site or the mobile-enhanced versions or portions of the Site, and neither the Site nor such versions or portions of the Site may be compatible with all mobile devices or service providers.

  Additionally, you may receive text messages or calls from us related to certain products or services. Please be aware that if you provide a mobile phone number to us and agree to be contacted by voice or text message, your carrier's normal rates and fees, such as text messaging fees or data charges, will still apply.  Check with your mobile service provider to determine the nature and amount of any such fees and charges.

17. Modifications. Pinstripe Life may, in its sole discretion, modify or change these Terms at any time by posting the changed or modified Terms or any Additional Terms on the Site. Your continued use of the Site thereafter constitutes your agreement to all such changed Terms or any Additional Terms. Pinstripe Life may, in its sole discretion and with or without prior notice, terminate any of the rights granted by these Terms. You shall comply immediately with any termination or other notice, including, as applicable, by ceasing all use of the Site.

18. Governing Law/Venue. These Terms will be governed by and construed in accordance with the laws of the State of Florida and controlling United States federal law, notwithstanding any conflict of laws provisions or doctrines of such state or any other jurisdiction to the contrary. Subject to the binding arbitration provisions contained in Section 19, below, you agree to submit to the jurisdiction of the courts situated in Seminole County, Florida with respect to any claim, cause of action or dispute related to or involving the Site or your access or use thereof. The United Nations Convention on Contracts for the International Sale of Goods will have no applicability to these Terms and Pinstripe Life hereby disclaims the applicability to these Terms of such convention or of any state law implementation of the Uniform Computer Information Transactions Act, including any available remedies or laws related thereto.

19. Dispute Resolution, Arbitration, Class Action Waiver. Any dispute relating in any way to your use of the Site shall be submitted to confidential arbitration in Seminole County, Florida and you hereby submit to the jurisdiction and proceedings thereof, except that, to the extent you have in any manner violated or threatened to violate Pinstripe Life's intellectual property or proprietary rights or the intellectual property or proprietary rights of its Affiliates, or Pinstripe Life otherwise has a cause of action in equity, Pinstripe Life may seek injunctive or other appropriate relief in any court of competent jurisdiction and you consent to jurisdiction and venue in any such court for such purposes. Arbitration under these Terms will be administered by the American Arbitration Association in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes then in effect, except as otherwise modified by this Section. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms shall be joined to an arbitration involving any other party subject to these Terms, whether through class arbitration proceedings or otherwise. You agree that you will not file or participate in any form of class action against Pinstripe Life or its Affiliates. You agree that you must assert any claims against Pinstripe Life or any of its Affiliates within one (1) year from the date of the applicable purchase or, if no purchase was made, from the date the claim first accrued.

20. United States Export Controls. Any software made available to you via the Site is subject to United States export controls and may not be downloaded from the Site or otherwise exported or re-exported in violation of United States export laws. Downloading or using any such software is at your sole risk.

21. Users Located Outside of United States. Pinstripe Life's operations are based in the United States and the Site is operated within the United States. You acknowledge that any Content, Feedback or other information you submit or provide to Pinstripe Life or that Pinstripe Life obtains through your use of the Site or Pinstripe Life Social Media may be processed and transferred to the United States and subject to United States laws and regulations. The United States privacy and data protection laws and regulations may not be the same or similar to the privacy or data protection laws and regulations in your resident jurisdiction. By accessing or using the Site or Pinstripe Life Social Media or by providing Content, Feedback or any other information to Pinstripe Life, you consent to Pinstripe Life's collection, transfer, storage and processing of your information to and within the United States.

22. Miscellaneous. These Terms and any Additional Terms, as applicable, constitute the complete and exclusive agreement between you and Pinstripe Life concerning your use of the Site, and supersede all prior agreements, understandings and/or communications. You acknowledge that the authorizations, releases, and agreements contained herein are irrevocable and unconditional, and you hereby agree not to assert any claim of any nature whatsoever against anyone relating to the exercise of the rights or permissions granted pursuant to these Terms, and specifically waive the right to seek injunctive or other equitable relief with respect to an breach (or alleged breach) of these Terms. Nothing contained in these Terms will be construed as creating any agency, partnership, or other form of joint enterprise between you and Pinstripe Life. Pinstripe Life's failure to enforce any right or provision of these Terms or any Additional Terms will not constitute a waiver of future enforcement of that right or provision and the waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Pinstripe Life. Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to any other remedies under these Terms or otherwise. If any provision of these Terms or any Additional Terms is found to be invalid or unenforceable by any court of competent jurisdiction, the invalidity or unenforceability of such provision will not affect the validity or enforceability of the remaining provisions of these Terms or any Additional Terms, which will remain in full force and effect. The headings in these Terms or any Additional Terms are for convenience only and should not be used in its interpretation. You may not assign or transfer these Terms or any Additional Terms or your rights or obligations hereunder, by operation of law or otherwise, without Pinstripe Life's prior written consent. Any attempt by you to assign or transfer these Terms or any Additional Terms or your rights or obligations hereunder without such consent will be null and void. Pinstripe Life may assign or transfer these Terms and all or a portion of its rights or obligations hereunder, at its sole discretion without restriction. Subject to the foregoing, these Terms and any Additional Terms will bind and inure to the benefit of the parties, their successors and permitted assigns. Pinstripe Life's performance under these Terms or any Additional Terms is subject to applicable laws and regulations, and nothing in these Terms or any Additional Terms is intended to limit or derogate of Pinstripe Life's right to comply with applicable laws and regulations or requests by or requirements of governmental or other authorities related to the Site or information provided to or gathered by Pinstripe Life in connection with the use of the Site. Any notices or other communications permitted or required hereunder will be in writing and given by Pinstripe Life by posting to the Site. The provisions in these Terms regarding your Content and Feedback, the Pinstripe Life IP and Pinstripe Life's intellectual property and proprietary rights, indemnity, disclaimers of warranty, disclaimers and limitations of liability, waiver, severability, miscellaneous legal terms, governing law and venue, and dispute resolution/arbitration will survive the termination or expiration of your agreement to these Terms for any reason.

  If you have any questions regarding these Terms, please email Pinstripe Life at INFO@PINSTRIPELIFE.COM.

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